Terms of Use

In using this website, you are deemed to have read and agreed / understood the following terms and conditions that govern your use of this website. If you disagree with the terms and conditions herein, please feel free to not engage in any continued use of our website. Additionally, by using this website, you also warrant and represent that you are at least eighteen (18) years of age.

Our Company is committed to protecting your privacy as outlined further in our Privacy Policy. We constantly review our systems and data to ensure the best possible service to our customers. Our Company has created specific offenses for unauthorized actions against computer systems and data. We will investigate any such actions with a view to prosecuting and/or taking civil proceedings to recover damages against those responsible.


License to Use Website

Unless otherwise authorized, Our Company, and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved. You may view, download for caching purposes only and print pages (or other content) from the website for your own personal use, subject to the restrictions set out below and
elsewhere in these terms and conditions.


You may not:

Republish any material from this website (including republication on another website) Sell, rent or sub-license material from the website

Show any material from the website in public

Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose Edit or otherwise modify any material on the website, or

Redistribute material from this website (Except for content specifically and expressly made available for redistribution).


Acceptable Use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website, or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious software. You must not conduct any systematic or automatic data collection activities (including without limitation scraping, data mining, data extraction and data
harvesting) on or in relation to this website without Our Company’s expressed written consent.


You must not use this website for any purposes related to marketing without Our Company’s expressed written consent nor can you use this website to transmit or send unsolicited commercial communications.


Access Rights

Specific Access to certain areas of the website may be restricted. Our Company reserves the right to restrict access to areas of this
website, or indeed this entire website at Our Company’s discretion. If Our Company provides you with a User ID and Password to
enable access to restricted areas of the website or other content or services, it is your responsibility alone to ensure that such User ID
and Password remains confidential. Our Company reserves the right to disable User IDs and Passwords at our sole discretion without
notice or explanation.


User-Submitted Content

Your user content shall be deemed as, without limitation – text, images, audio & video material that is submitted to this website for any purpose. You grant Our Company a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user submitted content in any existing or future media. You also grant Our Company the right to sub-
license these rights and the right to bring action for infringement of these rights.

Your user submitted content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable
of giving rise to legal action whether against you or Our Company or a third party. You must not submit any user content to the
website that is or has ever been subject of any threatened or actual legal proceedings or other similar complaint. Our Company
reserves the right to edit or remove any material submitted to this website, or stored on Our Company’s servers, or hosted or published
upon this website.


Links to this Website

You may not create a link to any page of this website without our prior written consent with the exception of personal record. If you
do create a link to a page of this website, you do so at your own risk and the exclusions and limitations shall apply to such use.


Links from this Website

Opinions expressed or materials appearing on such website links are not necessarily shared or endorsed by Our Company and should not be regarded as the publisher or such opinions or material. Our Company is not responsible for the practices of other sites and encourages you to be apprised of such practices with regard to site-specific agreements and terms and conditions.


Disclaimer Exclusions and Limitations

The information on this website is provided on an “as is” basis. By using this website, you agree that the exclusions and limitations of liability set out in this document are reasonable. If you do not think they are reasonable, you must not use this website.


To the fullest extent permitted by law, Our Company:

Excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and / or Our
Company’s literature


Excludes all liability for damages arising out of or in connection with your use of this website. This includes, without

limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal
course of things or you have advised Our Company of the possibility of such potential loss), damage caused to your
computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and
incidental damages.

Nothing in this document will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit and nothing in this document will exclude or limit Our Company’s liability in respect of any:

Death or personal injury caused by Our Company’s negligence

Fraud or Fraudulent misrepresentation on the part of Our Company, or

Matter which it would be illegal or unlawful for Our Company to exclude or limit, or to attempt to purport to exclude or limit, its liability.


You accept that, Our Company has an interest in limiting the personal liability of its officers and employees. You agree that you will
not bring any claim personally against Our Company’s officers or employees in respect of any losses you suffer in connection with the
website. Without the prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this
document will protect Our Company’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Our


Further, Our Company does not warrant that:

This website will be constantly available, or available at all, or

This information on this website is complete, true, accurate or non-misleading

Information noted on this website constitutes, or is meant to constitute, advice of any kind.


Breach of Terms & Conditions

Without prejudice to Our Company’s other rights under these terms and conditions, if you breach these terms and conditions in any
way, Our Company may take such action as Our Company deems appropriate to deal with the breach, including suspending your
access to the website, prohibiting you from accessing the website, blocking computers using your IP Address from accessing the
website, contacting your internet service provider to request that they block your access to the website and/or bring court proceedings
against you.


Provisions: if any provision of this document is, or is found to be determined by any court or other competent authority to be unlawful
and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or
enforceable, if part of it were deleted, that part will be deemed to be deleted and the remainder of the provision will continue in effect.


Entire Agreement: These terms and conditions in this document constitute the entire agreement between you and Our Company in relation to your use of this website and supersede all previous agreements in respect of your use of this website.

Force Majeure: Neither party shall be liable to the other for any failure to perform any obligation under any agreement which is due to an event beyond the control of such party including but not limited to any Act of God, terrorism, war, political insurgence,
insurrection, riot, civil unrest, act of civil or military authority, zombie apocalypse, uprising, earthquake, flood or any other natural or man-made eventuality outside of our control, which causes the termination of any agreement or contract entered into, nor which could have been reasonably foreseen. Any party affected by such event shall forthwith inform the other party of the same and shall use all reasonable endeavors to comply with the terms and conditions of any agreement contained herein.


Law & Jurisdiction: These terms and conditions will be governed by and construed in accordance with the State and County

Jurisdiction within the United States of America in which our Home Office of Our Company is located and can be subject to change. Any disputes relating to these terms and conditions will be subject to the Courts of this Jurisdiction.


Waiver: Failure of Our Company to enforce any of the provisions set out in these terms and conditions and any agreement, or failure
to exercise any option to terminate, shall not be construed as waiver of such provisions and shall not affect the validity of these terms
and conditions or of any agreement or any part thereof, or the right thereafter to enforce each and every provision. These terms and
conditions shall not be amended, modified, varied or supplemented except in writing and signed by duly authorized representatives of
Our Company.

Changes & Conditions: Our Company reserves the right to change these conditions from time to time as it sees fit and your continued use of the website will signify your acceptance of any adjustment to these terms. These terms and conditions form an agreement and understanding between you and Our Company. Your access of this website and/or undertaking of an agreement indicate your
understanding, agreement to and acceptance contained herein.